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    Later it became known as Fairview and then Pacific City, as it developed into a tourist destination.

    Benefit of consolidating student loans

    But if you’re older, wiser, and deeper in debt, how do you attack those student loans?Specifically, if you find yourself with extra cash, should you pay down student loans early? I recorded this video to very quickly answer why: We’re going to get into the pros and cons of repaying student loans early versus hanging onto that money for things like an emergency fund, retirement, a home, or even just having fun.

    I then set up automated monthly payments through each student loan servicer’s website.

    But first things first: When you’re starting down a big student loan balance, you want to be sure to do two things: The best way to deal with your student loans is to make a plan, get organized, automate your payments and forget them.

    Loan consolidation can help if you’ve got lots of different lenders, but it’s not necessary if you’re organized.

    Although I personally believe you’ll do better than 5 percent investing in stocks over the long run, many people may disagree.

    In this case, whether you invest or repay the loan early, you come out even.

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