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    Paying out pensions based on a proportion of average career earnings, rather than final salaries, will see workers' average pension income fall from 23 per cent of their salary to just 15 per cent, the Pensions Policy Institute has said today. I say could because the choice of chat rooms is a bit disappointing and it needs to have more transsexual beauties available for shows.


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    I even had five freelance jobs at the same time in Hanoi, Vietnam as we wanted to save more than ever! I want to be modest here, but straight to the point. This website was started by me, Jon wasn’t really into it, but with a little persuasion he joined in and started writing too. We both became yoga teachers and Ayurveda massage therapists because of my crazy idea of supporting our long term travels.

    Even if someone does decide to remain at home to look after the family and home, that’s a personal choice which also involves a lot of hard work. Again, it may happen in some cases, but before marrying their Filipina wife, the foreigner must already have met the family, right? My parents are both Professional; my younger sister is also a Dentist while my younger brother is about to finish his University degree.

    The only real difference is the higher value of their currency in the world, which just makes their own countries very expensive to live in and other countries cheaper to visit!

    But this only works if they earn money in one of the expensive countries. And yes, poverty does exist in western countries, it just doesn’t the same impact in a news headline as a photo of a small brown child with flies on her face!

    Yes, there are perhaps some Filipinas who have this reason but not in most cases!

    I was already travelling on my own long before I met Jonathan (well, I’ve met Jonathan while travelling! Jonathan and I are both long-term travellers and us living and settling down in the UK couldn’t be further from our minds.

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