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    Consolidating credit card debt and credit score

    Your credit score will be on you credit report, and there often is an explanation of how high or low your score is considered to be.

    Some cards are going to require applicants to have excellent credit.

    Did you want your purchases to earn you some airline miles?

    If your job requires you to travel by airplane, you might need a business, or professional credit card.

    If you are intending to use the credit card on small purchases, to build a credit history, then you will do fine with a lower credit limit. Some credit cards will come with special deals and offers. For one month, write down every cent you spend, including that cup of coffee or a magazine. Tally the expenses on the list and compare the sum to your monthly income. If you want to get your debt under control, start by figuring out your spending patterns and identifying unnecessary expenses.Next, find out if your credit rating is high, low, or somewhere in the middle.The best way to learn this is to get a copy of your credit report.

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